Take away: Be intentional with your money, goals, desires and dreams.

Action step: Set aside time to have a conversation with your spouse / significant other about what type of relationship  / life you want to have.

Money Learnings: Schools didn’t teach Andy much. Andy’s Parents where a good influence. His mom helped him to open a savings account and taught his about savings and spending. His dad taught him about the value of hard work.

Bio: Andy Hill is the host of the Marriage, Kids and Money podcast focused on helping families build legacy wealth. The podcast was nominated as “Best New Personal Finance Podcast” by Plutus in 2017. Outside of writing for his own weekly blog of the same name, his personal finance focused articles have been featured in STAND Magazine, Business Insider, Quicken Zing Blog, NerdWallet and Rockstar Finance.

• Parents have to walk the talk. Andy is teaching his kids through a chore and reward system.
• Andy is learning to give back along with his kids.
• Mistakes and failure are part of life.  Learn to embrace them and overcome.
• The new path toward college for my son as he finishes high school.
• Andy is debt free / mortgage free at 36!
• He started out with a negative $50,000 net worth and built from there.
• There goal was to pay off debt before they had kids, They both had different goals and Nicole realized she could stay home with the kids if they paid off the debt.
• They have monthly budget parties to hold money conversations.
• Once they paid off the debt they focused on paying off the mortgage in 5 years.
• Andy has constantly learned more about his wife through the various conversations. He understands her language and what Nicole’s goals are.
• The different stages of children’s growth.
• Having conversations in your kids world. Learning to look through various lenses.
• Leading your children by being a great example.
• How to create growth mindsets with your kids.
• Dave Ramsey’s Baby Steps
• Andy’s additional baby steps.
• The mega back door Roth IRA https://www.madfientist.com/after-tax-contributions/
• Create multiple streams of income.
• Living a life of gratitude.
• Creating the freedom in life to do what you want!
• Why having a job is not security.

Thanks for listening!