Take away: Be intentional in life.

Action step: Where do you want to be in 5 10 20 years – create a plan.

Money Learnings: Justin’s family taught him a good bit about money. He grew up with a traditional middle class life. His schooling did teach him about money.

Bio: At age 33 Justin retired from a career in civil engineering to spend more time with his family and pursue his other interests and hobbies. Justin founded RootofGood.com where he shares advice on reaching financial independence and enjoying the early retired life. After graduating NC State University with degrees in Civil Engineering and Spanish, Justin earned a Doctor of Jurisprudence degree from the School of Law at the University of North Carolina, Chapel Hill.  He lives in Raleigh, North Carolina with his early retired wife, four year old son, and ten and eleven year old daughters.

Highlights from this episode:

• How Justin teaches his kids about money.
• How Justin maximized savings and minimized expenses and taxes to retire in 10 years.
• How to prevent lifestyle inflation.
• Justin’s investment philosophy.
• How to keep taxes low on your investment accounts.
• The Roth IRA conversion ladder and tax optimization.
• What do you do all day in early retirement?
• How Justin takes long travel vacations on a limited budget.
• How the kids deal with peer pressure at school for spending money.
• What does it mean to be wealthy?
• Being intentional with where you live and the cost of living.
• How Justin handles health care for his family.
• The plan for to pay for his kids college.
• The power of being intentional.
• And much more!